Before posting a P2P advertisement on the Platform, you must carefully read and agree to the following:

1. Recommended Payment Method

The Platform strongly recommends that you use your own KYC-verified (real-name) bank accounts for all settlements and payments with counterparties. This helps ensure compliance with applicable laws and reduces transaction, regulatory, and operational risks.

2. Merchant & Counterparties Payment Practices

The Platform strongly discourages the use of non-verified, third-party, or split payment accounts. Such methods involve significant legal, regulatory, and operational risks.
If you choose to engage and proceed with any non-verified or third-party account for payment, you acknowledge and accept full responsibility for all related risks and consequences.

Payments processed through such methods may result in:

• Account freezes or restrictions by banks or payment providers
• Regulatory penalties or investigations
• Failed or delayed transactions
• Inability to provide payment proof, which may affect dispute resolution
• Permanent loss of funds

The Platform will not assume any liability for losses or disputes arising from these practices.

3. Special Jurisdiction Notice

In certain regions, local banking regulations may impose strict controls on transfers, which can significantly increase transaction risks.
The Platform does not recommend any non-standard payment practices and shall not be responsible for any losses, disputes, or regulatory consequences arising from such methods. All risks are solely borne by you.

4. Merchant Responsibility

You are solely responsible for:

• Verifying all advertisement and transaction details before confirming any sale
• Ensuring payments are made in compliance with local laws and the Platform’s Merchant Rules
• Retaining payment evidence when required for dispute resolution

Any loss, error, or dispute arising from your choice of payment method—including non-verified or third-party accounts—shall be borne entirely by you.

5. Liability & Indemnification

By proceeding, you expressly agree that:

• Any and all risks, losses, disputes, chargebacks, account freezes, regulatory actions, or other consequences arising from your payment methods, merchant errors, incorrect advertisement instructions, or regional payment restrictions are solely your responsibility.
• The Platform shall not be liable under any circumstances, whether in contract, tort, strict liability, or otherwise, including negligence.
• You agree to fully indemnify, defend, and hold harmless the Platform, its affiliates, officers, directors, employees, and agents from and against any and all claims, liabilities, losses, damages, costs, or expenses (including legal fees) resulting from your use of non-verified or third-party payment methods, or any related actions or disputes.

Choosing to use non-recommended payment methods constitutes an informed and voluntary assumption of all risks.

6. Dispute Handling

The Platform will handle disputes strictly according to its published P2P Merchant Management Guidelines and related Agreements. Any losses, claims, or damages resulting from your payment methods, merchant errors, or third-party failures shall not create any liability for the Platform.

7. Governing Law & Jurisdiction

This Disclaimer & Risk Disclosure shall be governed by the laws of Singapore, and any disputes arising hereunder shall be finally resolved by arbitration under the rules of the Singapore International Arbitration Centre (SIAC). The arbitration award shall be final and binding on all parties.

8. Acknowledgement

By clicking “I Agree”, you confirm that you have read, understood, and voluntarily accepted all terms of this Disclaimer & Risk Disclosure. You also acknowledge that any breach of these terms or use of non-recommended payment methods will be treated as a violation of Platform rules, and you alone are responsible for any consequences.